Farm Financing

Access loans, grants, and insurance tailored for smallholder farmers – partnership with KCB, Equity Bank, and YEDF

Financing Options

Choose the right financial product for your farm

🏦

Agricultural Loans

From KES 10,000 to KES 5,000,000 with flexible repayment terms. Competitive interest rates starting at 8% per year.

📋 No collateral required for loans under KES 50,000
🎓

Grants & Sponsorships

Free funding for farm inputs, equipment, seeds, and training. Application-based, no repayment required.

🌾 Available for women and youth farmers
🛡️

Farm Insurance

Protect your crops against drought, floods, pests, and diseases. Coverage up to 100% of crop value.

💰 Premiums as low as KES 500 per acre

Our Financing Partners

Trusted institutions supporting Kenyan farmers

Loan Comparison

Compare loan products from our partners

LenderLoan AmountInterest RateRepayment PeriodRequirements
KCB AgriBizKES 50,000 – 5M8% – 12%6 – 24 monthsFarm registration, 3 months bank statement
Equity Farm InputKES 10,000 – 1M9% – 13%3 – 12 monthsFarmer ID, farm size proof
Co-op KilimoKES 25,000 – 3M10% – 14%6 – 18 monthsCo-op member, farm valuation
YEDF Youth LoanKES 10,000 – 150,0008%12 monthsAges 18-35, business plan
📞 Need help choosing? Call our financing advisor at +254 701 147 773

Grant Opportunities

Free funding – no repayment required

🌱

Youth in Agriculture Grant

Up to KES 100,000 for young farmers (18-35) to start or expand their farm. Covers seeds, equipment, and training.

✅ Deadline: Rolling applications
👩‍🌾

Women Farmers Grant

Up to KES 150,000 for women-led farming enterprises. Priority for groups and cooperatives.

✅ Deadline: Quarterly
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Climate Smart Agriculture Grant

Funding for irrigation systems, drought-resistant seeds, and water conservation. Up to KES 200,000.

✅ Deadline: May 30, 2025

Insurance Products

Protect your farm against risks

🌾

Crop Insurance

Covers maize, beans, wheat, rice, tomatoes, potatoes, and more. Payout for drought, flood, pest, or disease damage.

💰 Premium: KES 500 – 2,000/acre
🧑‍🌾

Farmer Life & Disability Insurance

Protects your family if you are unable to work due to illness, accident, or death.

💰 Premium: KES 200/month
🚜

Farm Asset Insurance

Coverage for farm equipment, machinery, and storage facilities against theft, fire, or damage.

💰 Premium: 2% of asset value/year

Financing Success Stories

Real farmers who accessed funds through Kim Agri Nexus

🌟

Mercy from Kiambu

"I received a KES 50,000 loan through KCB AgriBiz. I bought quality seeds and fertilizer. My maize yield tripled!"

📈 Income: +150%
🌟

Michael from Nakuru

"The YEDF youth loan gave me KES 100,000 to buy a greenhouse. Now I grow tomatoes year-round."

💰 Monthly profit: KES 30,000
🌟

Esther from Kisumu

"My crop insurance payout saved me after floods destroyed my harvest. I was able to replant immediately."

🛡️ Claim paid: KES 80,000

Ready to Apply for Financing?

Contact our financing advisor for personalized assistance.

📧 kevokelvin4488@gmail.com | 📞 +254 701 147 773